Self-Help Service (S-HS)

About Us

Self-Help Service (S-HS) is a private savings and lending circle formed among trusted individuals to promote disciplined savings and provide financial support during need.

How It Works

• Monthly contribution of ₹500
• Low-interest short-term loans
• On-time & early payment rewards
• Transparent and member-driven

Why Join?

• Trusted private group
• Emergency financial help
• Fair rules & clear benefits

S-HS Smart Loan Calculator

Auto-calculates days, applies pro-rata interest (30-day basis), and shows on-time vs early payment benefits.

Loan Amount (₹)


Interest Rate after 1st month (% per month)


Loan Start Date


1st Installment Date


2nd Installment Date


3rd Installment Date


Calculate as per S-HS

Note: Calculations are indicative. Final figures depend on admin approval and member eligibility.

S-HS Simple Interest Calculator (No Installments)

Use this when making a partial or early payment. Interest is calculated on the full outstanding loan amount, pro-rated on actual days (30-day basis).

Total Loan Amount (₹)


Loan Sanction Date


Payment Date


Payment Amount (₹)


Calculate Interest

Note: This calculation follows S-HS pro-rata rules. Final settlement is subject to admin confirmation.

Contact Us

For queries, clarifications, or support related to Self-Help Service (S-HS), please reach out using the options below.

Expected response time: up to 36 hours

Please mention your name and membership details (if applicable) for quicker assistance.